Get a $1,000 to $1,500
Contribution
Get a $1,000 Rebate When You Use
Me as Your Realtor!
It's that simple! Use me as your buyers agent to protect your best interests and I will rebate you $1,000. You can use your rebate towards your closing costs. If I negotiate your home purchase to include that the seller pays all of your closing costs, then we will have the builder or the seller reduce the final sales price by the additional $1,000.
I get paid by the builder or the seller to bring them a ready, willing and able home buyer. I simply reduce the amount of commission that the seller is paying me and I credit it to you. It's a win-win situation for everyone involved. You get to save $1,000 automatically or $1,500 total when you join my newsletter. The builder or resale seller gets to sell a home or their home. And I get to make a living and take care of my wife and 5 sons.
You may ask, Rick why are you doing this? Well to me it's really simple. I want to represent you! I want to earn your business by giving you a little something extra. The way I see it $1,500 saved is $1,500 earned. In these tough economic times every little bit helps! If you come to the closing table with less money you can use your savings for other things. For example; moving, a house payment, 2-3 car payments or even use your savings to buy some new furniture or window blinds. I'm sure there's a million things you can think of to do with $1,500 bucks.
You see, when the builder sets a sales price they have already included paying commissions to outside sales people or Realtors in the asking price. It's a cost of doing business. When you go to a builder without the representation of a buyers agent they are not going to reduce the price by the amount that they would have paid me. They are going to put that extra profit right in their pocket. Builders love it when people buy their homes without representation.
They love it for several reasons. The first one I can think of is they don't have to pay an outside sales person. The second major reason is if you don't have any representation, they don't have to deal with someone experienced like me that knows the process or the lay of the land. See, as your Realtor I'm going to protect you!
If the house is overpriced I'm going to tell you. If the builder is sitting on a bunch of unsold inventory or spec homes we are going to try and negotiate the final sales price down. We're going to see just how bad the builder or resale seller wants to sell that home. Right now we are in a buyers market and we are going to take full advantage.
I'm also going to negotiate to get your closing costs paid. I'll even accompany you to your loan appointment. Having been a residential loan officer for 5 plus years myself, I always have access to the wholesale price of money (financing). Prior to getting real estate licensed in 1994 I built homes for 12 years. I know how they are put together. That experience comes in handy when doing framing and final walk-throughs.
Don't you want the best deal you can get when you buy your home? I know I sure do. I am also a consumer. When I make a major purchase I shop it high and low. Mentally we get satisfaction knowing that we were not taken advantage of and the fact that we got the best deal by doing our homework.
My services do not cost you a penny. You get my 23 plus years of experience in the building, financing and real estate industry for Free. I do this full time and I do it daily. I know what to look out for. For example, if the builder is offering you some huge incentive to use their company owned mortgage company I'm going to talk to that loan officer. If the mortgage company is owned by the builder and the loan officer works for the mortgage company, who's best interest are they really looking out for?
The mortgage company or the finance side of the builders business is another profit center. If the market interest rate is 6.5% and they sell you 7% money on a $250,000 loan they are going to make a higher commission when your loan is sold off in the secondary market. Not to mention your monthly payment is going to increase by $83.09. If you are in that loan for 5 years or 60 months, 60 months times $83.09 equals $4,985.40. You're going to pay almost an extra $5,000 in 5 years.
If I represent you, we're not going to let that happen. We are politely going to remind the loan officer that we know what the market interest rate is. And that you are not going to take the loan if what they are offering you is not at least very close to that rate.
Finally, the onsite agent on new construction works for the builder, not you! The agent on a resale home works for the seller, not you! Are they going to tell you that you can buy a comparable home one or two blocks away for $20,000 less?
This is why it's critically important to have someone like me represent you. I will protect your best interests! You win, I win and you get me for Free! If you're happy with my services maybe you'll even send me a referral. Contact me now!
Sincerely,
Rick Macosky
Associate Broker
602-570-5641


